CreadyVYAPARSmart Loans. Stronger Businesses.
5 min
Approval Time
₹50L
Max Loan Amount
0.83%
Starting Rate p.m.

Partner lenders

Poonawalla FincorpKreditBeeHero FincorpUnity Small Finance BankMoneyViewKishtVivifiTrue BalanceOlyvZype

Step 1 of 3 — Your details

Let's get started

Tell us about you and your business to see offers

Enter a valid 10-digit mobile number

₹2,40,000

₹5,000₹50,00,000

Checking your offers does not affect your credit score.

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RBI Compliant

Plan ahead

What will this actually cost you?

Move the sliders to see your instalment — then check how much a longer tenure really adds in interest.

₹5,00,000
₹50,000₹50,00,000
3 years
6 months5 years
15% p.a.
10% p.a.36% p.a.
Monthly₹17,333
Principal
₹5,00,000
Interest
₹1,23,976
Total payable
₹6,23,976

3 years · 15% p.a. · 36 instalments

Apply for ₹5,00,000

A longer tenure is not a cheaper loan

Same ₹5,00,000 at 15% p.a. Tap a bar to apply that tenure.

Monthly EMITotal interest

Stretching from 1 year to 5 years cuts the instalment by 74% — but costs ₹1,72,148 more in interest.

Indicative only. Your actual EMI depends on the rate, tenure and fees offered by the lending partner after assessment.

Cready for Business

Check if you qualify — without the paperwork

One application, matched against 10+ RBI-regulated lending partners. No documents needed to see your offers.

Check my eligibilityTakes about 2 minutes

Who we lend to

Business vintage
1 year or more
Annual turnover
₹5 Lakhs or more
Applicant age
23 to 60 years
Documents
PAN, Aadhaar, bank statement

Indicative criteria. Final eligibility is set by each lending partner after assessment.

Get Credit. Get Going.

Compare offers from 10+ RBI-regulated lending partners in one place.